Top Job Related Expenses You Can Cut Today

Are job-related expenses draining your paycheck? You can find the sources of the money leaks plug those holes with a few changes to your spending routines.

Try these techniques to save money on your work expenses:

  1. Analyze your commuting costs. How much do you spend each day to get to work? It’s important to consider every step of the way and every penny:
    • If you drive, keep track of the cost of gas and car maintenance. In addition, you may have to pay for tolls along the roads you use. You may also have other fees related to the car such as insurance.
    • If you use public transportation, add up the cost of the tickets.
    • If you walk or ride a bike, think about the cost of shoes and bike maintenance.
    • Examine your commute and search for ways to cut costs. Can you pick roads without tolls? Can you share rides with coworkers and split the cost of gas? Can you find a cheaper public transportation route or buy tickets ahead of time to save money?

  2. Consider your childcare expenses. Do you pay for childcare while you work? How much of your paycheck goes to childcare expenses? Do you pay for a babysitter, school, or daycare center?
    • Shop around for less expensive childcare deals.
    • Consider using a co-op to save money. A co-op allows parents to take care of other people’s children on a set schedule.
    • You may also be able to rearrange your schedule with your spouse, so one of you can take care of the kids after school.

  3. Evaluate your work clothes budget. How much do you spend on your work clothes?
    • You may have to follow strict clothing rules at work, but you can still save money. Shop at discount stores or thrift stores. Search for deals at online clothing stores.
    • You may be able to swap clothes with another professional and you’ll both save money.

  4. Save on lunch expenses. Do you go out to eat every day for lunch? Bringing your own lunch is an easy way to save money, but it’s not always an option.
    • Track your lunch spending and look for ways to cut the costs. Try to select filling meals that cost less than your usual fare.
    • Can you bring your own water bottle to work to save on drinks?

  5. Remember office supply expenses. Does your company make you supply your own phone or other office items? Do you have to provide your own pens or paper?
    • By buying in bulk, you can save money on office supplies. Shop online or at club stores for bigger savings.
    • Search for deals on school supplies prior to the beginning of the new school year. You can also find clearance items at retailers after the big school rush in the fall.
    • You don’t need the fanciest stapler or most elaborate folders. Simpler supplies cost less.
    • Also, you may want to discuss the office supply situation with your employer. Many companies cover these expenses for their office employees or provide the items themselves.
    •  

Job-related expenses may be unavoidable, but you can reduce them. By paying attention to your habits at work, you can make changes that result in big savings.

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