Boat Insurance: Optional Coverages Part Two

Note: Boat insurance varies with each carrier. Engarde Financial Group has working relationships with multiple insurance carriers and will work with you to find the insurance carrier that is the best fit for you. 

Boat insurance offers both standard coverage and optional coverage. Listed below are some of the optional coverages that can be added to your boat insurance policy. 

Spending time on your boat should be enjoyable and relaxing. That is why we are here for you to provide the coverage you need to allow you to keep your mind on recreation and leisure, while we handle the rest. 

Take a moment to think about the financial burden that would be placed on you if your car broke down during your road trip. If this occurs, depending on certain criteria, expenses such as food and lodging could be covered. 

  • Trailer trip interruption covers the expenses if you break down during a trip. 

Now let us think about damages or injuries caused by a boat owner who is either uninsured or underinsured. Spend time on the water without worrying about who will handle the expense.

  • Uninsured/underinsured boater covers damages or injuries caused by another boat owner who may be uninsured or underinsured up to a specified dollar amount.

Although we do not want to think about the unfortunate events in life, we must be prepared to handle these events if they arise. 

  • Medical payments cover the medical expenses in the event of an accident or injury to you or someone else while spending time on your boat. 

Obtaining boat insurance ensures peace of mind while enjoying one of your favorite past time, boating. Contact Engarde Financial Group at 412-533-2373 to discuss boat insurance today. 


Engarde Financial Group is positioned to educate and serve its clients with other insurance coverages.

We understand that your personal items that you possess are of significance to you. Here at EFG we look at every situation differently. When it comes to your needs there is no such thing as one size fits all. Speak to a insurance professional today so that we can design a policy to cover all the things you love.

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