Boat Insurance: Standard Coverages and Benefits Part Two

Note: Boat insurance varies with each carrier. Engarde Financial Group has working relationships with multiple insurance carriers and with work with you to find the insurance carrier that is the best fit for you. 

When you think of your boat, you think of weekend get together with friends. You think of leisure. You think of good times. In order to enjoy the time spent on your boat, it is important to also think about boat insurance. Although boat insurance is not mandatory, it is important coverage to have for you to have peace of mind as it pertains to your boat.  

Boat insurance offers both standard coverage and optional coverage. Listed below are the usual coverages and benefits included in standard coverage.

Investing in boat insurance with water sports coverage is a proactive approach to the possibilities of an accident involving bodily injury occurring. If you, a family member or friend is injured as a result of a water sport involving your boat, water sports coverage has you covered.  

  • Water sports coverage covers injuries or damages that occur to a person or your boat as a direct result from knee boarding, tubing or similar water sports activities.

Now let us think about accidents the amount of money it would take in the event your boat wrecked rendering it unsalvageable. Instead of worrying of how your wrecked boat will be removed or how you will pay for it, wreckage removal coverage takes matters into their hands. 

  • Wreckage removal covers the removal of your boat if it sinks. 

Lastly, if your vehicle becomes undriveable, roadside assistance is available. 

  • Roadside assistance covers the cost to tow your vehicle to the nearest auto repair shop. This coverage is available when you have trailer coverage on your policy. 

Obtaining boat insurance ensures peace of mind while enjoying one of your favorite past times; boating. Contact Engarde Financial Group at 412-533-2373 to discuss boat insurance today. 



Engarde Financial Group is positioned to educate and serve its clients with other insurance coverages.

We understand that your personal items that you possess are of significance to you. Here at EFG we look at every situation differently. When it comes to your needs there is no such thing as one size fits all. Speak to a insurance professional today so that we can design a policy to cover all the things you love.

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