Life is filled with choices. Choosing the life insurance that is the right fit for you is one of them. We, at Engarde Financial Group, are here to help you make an informed choice. We strive to help our clients choose what is best for them and their family.
Term life insurance provides reliable coverage giving you a sense of security. You can rest assured that your family will be taken care of after you are gone and no longer can provide for them. Term insurance is an investment in your family’s future. Listed below are some of the many advantages of term insurance.
One advantage of term insurance is affordability.
Term insurance provides the coverage you need with less money coming out of your pocket.
Another advantage of term insurance is flexibility.
Term insurance puts you, the policy owner, in control. When you decide to invest in purchasing term insurance, you have the power to choose 10, 15, 20 or 30 year coverage, which are the most common. You also have the power to choose the amount of money you need.
A third advantage of term insurance is tax – free payouts.
You can feel confident in knowing that death benefits from an insurance policy generally do not count as taxable income.
A fourth advantage of term insurance is fixed premiums.
Simply put, your premium does not change during your policy term.
Lastly, another advantage of term insurance is guaranteed protection.
You do not have to worry if your family will be financially secure in the event of your death. Death benefits are guaranteed.
With that said, life is not filled with many guarantees, but term insurance is the exception. Contact Engarde Financial Group at 412-533-2373 to discuss life insurance options today.
Engarde Financial Group is positioned to educate and serve its clients with other insurance coverages.
We understand that your personal items that you possess are of significance to you. Here at EFG we look at every situation differently. When it comes to your needs there is no such thing as one size fits all. Speak to a insurance professional today so that we can design a policy to cover all the things you love.