RV Insurance: Standard Coverages Part One

Note: RV insurance varies with each carrier. Engarde Financial Group has working relationships with multiple insurance carriers and will work with you to find the insurance carrier that is the best fit for you. 

RVs are for adventures. They are for long cross-country trips. They are for living off the grid with family. They are for exploring. 

No matter where your RV adventures take you, be sure to have peace of mind knowing you and your RV are covered in the case of an unfortunate event. 

RV insurance offers both standard coverage and optional coverage. Listed below are the standard coverages covered by RV insurance. 

Because accidents can happen, no matter how much you are enjoying yourself, think about who would pay for medical bills if an accident were to occur. 

    • Medical payments pay for the medical bills when you or someone else is injured. 

Let’s face it, sometimes an accident occurs, and you are at fault. Liability insurance covers you. 

    • Liability pays for damages and injuries when you are at fault in an accident. 

Unfortunately, there are times when you may find yourself in an accident and to make matters worse, the other party is either uninsured or underinsured. Do not get caught footing the bill. 

    • Uninsured and underinsured motorist pays for medical bills incurred due to bodily injury or bills from damages to your motorcycle that the motorist at fault I unable to pay for. 

Lastly, rest easy knowing that your RV is covered when things out of your control take place. 

    • Comprehensive and collision pays for repairs to your RV or the replacement of your RV when damages occur from such events as vandalism or fire. Collision pays for repairs or replacement when you are involved in an accident. 

Obtaining RV insurance ensures peace of mind while enjoying one of your favorite past times; RVing. Contact Engarde Financial Group at 412-533-2373 to discuss RV insurance today. 


Engarde Financial Group is positioned to educate and serve its clients with other insurance coverages.

We understand that your personal items that you possess are of significance to you. Here at EFG we look at every situation differently. When it comes to your needs there is no such thing as one size fits all. Speak to a insurance professional today so that we can design a policy to cover all the things you love.

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